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BancPath Report FAQ
:
Why doesn't the BancPath Model use Actual Prepayments on Loans as the standard methodology?
Answer:
It is often assumed that actual bank data is always better than “modeled” data. While we agree that this is true for most modeling assumptions, ...
BancPath Report FAQ
:
Are the critical assumptions stress-
test
ed?
Answer:
Yes. The model performs six different stress-
test
s on the critical assumptions in the model. The details of the stress-
test
s are outlined in the Addendum. Additionally, ...
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