Popular Search Words

8 search results

• BancPath Report FAQ: Why doesn't the BancPath Model use Actual Prepayments on Loans as the standard methodology?
  Answer: It is often assumed that actual bank data is always better than “modeled” data. While we agree that this is true for most modeling assumptions, ...
• BancPath Report FAQ: Why do the balances in the Repricing Schedule not tie to the balances in the
  Answer: The difference between the two numbers is the gap report restricts the repricing balances to those that will reprice in 90 days AND that mature ...
• BancPath Report FAQ: How are assets analyzed in the model?
  Answer: The BancPath® model analyzes each individual asset based on its unique pricing characteristics.  For example, each loan by loan number is analyzed based on its ...
• BancPath Report FAQ: Does the model capture floors on variable rate loans?
  Answer: Yes, floors are capture from analyzing the loan data file provided by management.  Evidence of the floor capture can be illustrated in the Variable Rate ...
• BancPath Report FAQ: Are the critical assumptions stress-tested?
  Answer: Yes.  The model performs six different stress-tests on the critical assumptions in the model.  The details of the stress-tests are outlined in the Addendum.  Additionally, ...
• BancPath Report FAQ: Can bank management override the assumptions in the model?
  Answer: Yes, bank management can provide user-defined assumptions for any assumption in the model. ...
• BancPath Report FAQ: How are the Non-Maturity Deposit (NMD) assumptions calculated?
  Answer: Betas:  There is a built-in beta calculator in the model detailed in the Addendum.  If there are enough data points for statistically valid assumptions and ...
• BancPath Report FAQ: How often is the BancPath Model Certified?
  Answer: Although there is no regulatory requirement on a time frame for certification, it is generally accepted that the model should be validated whenever there is ...

The most popular searches are: